Save up to 62% on worker's comp insurance

Absolutely. We've found that 9 out of 10 roofers are overpaying by 30-70% with their current coverage.  If there is a better rate to be had, we will get it for you!

 No, but that's a fair question. We exclusively use A-rated insurance carriers, providing exactly the same coverage as your current carrier. We simply know where to look to secure better rates without sacrificing quality.

We can provide solutions for all sizes, from a one man operation to 100+ employees.  While many carriers do require a minimum premium, this is not the case with all. 

Simply put, roofing is a high risk industry and that is reflected in the insurance rate.  However, the private insurance carriers we work with have the autonomy to look at each individual business and assess the risk accordingly.  We'll go to bat for you to get you optimal coverage.  

In almost every state, law requires you to carry coverage if you have at least one employee.  Some states, like California, require you to carry coverage even as a sole owner-operator.  Reach out if you need help finding your specific state requirements.

Don't despair, there are still options available and steps we can guide you through to get your rate down. 

This can sometimes be a disqualifier if the majority of your labor is subcontracted.  Always ensure that your subcontractors are carrying current workers comp coverage. Otherwise you are liable for any injuries, claims, and worker comp premiums at audit.

Once you submit the quote form and the loss run release forms, we typically will have quotes ready to review within 7 business days.  This isn't an "instant teaser quote" - we are going out and working hand in hand with insurance companies to bring you the best deal possible.  

 While core coverage is similar, commercial projects often involve higher risks and larger crews, potentially increasing premiums. We customize policies based on your focus—whether shingle repairs or large-scale installations—to ensure optimal protection.

 Yes—maintain a strong safety program, classify employees accurately, pay premiums annually for discounts, and work with us to shop competitive carriers. We also advise on experience mods and risk management to keep rates down long-term.

 It covers medical bills, disability benefits, lost wages, and death benefits for employees injured on the job. For roofers, this might include falls from heights, tool accidents, or repetitive strain injuries. It doesn't cover property damage or general liability—that's separate coverage.

 If an injury occurs, report it immediately to start the claim. We'll guide you through documentation, and the carrier will handle investigations, payments, and return-to-work plans. Quick reporting minimizes disruptions to your operations.

 We provide coverage nationwide, with special expertise in high-demand states like Florida, Texas, and California where roofing risks are elevated. Contact us to confirm availability and state-specific requirements for your area.